Exclusive Voluntary Term Life, Critical Illness and Accident Plans
for Minnesota Nurses

VOLUNTARY TERM LIFE

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About the Plan

Plan brochure and benefits summary

Life insurance provides a financial benefit that your family can depend on. And getting it through the MNA program is easier, more convenient and more affordable than doing it on your own. If you have financial dependents- a spouse, children or aging parents, having life insurance is a responsible and smart decision.

Highlights

  • Up to $250,000 in coverage for members
  • Spouse and child coverage also available
  • Will prep services – included as special bonus for participants

MNA Member Pricing

Voluntary Term Life Monthly Rates per $1,000

Age Rates
<30 $0.060
30-34 $0.080
35-39 $0.103
40-44 $0.146
45-49 $0.220
50-54 $0.393
55-59 $0.638
60-64 $1.003
65-69 $2.929
70+ $4.723

CRITICAL ILLNESS

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About the Plan

Plan brochure and benefits summary

When you or a family member suffers a serious illness such as a stroke, cancer or heart attack, Critical Illness Insurance can help with expenses not covered by medical insurance. With more health care costs being shifted to you in the form of higher deductibles, co-pays and other out-of-pocket costs, critical illness insurance can help bridge the gap.

Highlights

  • Up to $25,000 coverage
  • Guaranteed issue for most members – up to $15,000

MNA Member Pricing

Critical Illness Monthly Member Rates

Benefit Amounts <30 30-39 40-49 50-59 60-69 70+
$5000 $2.69 $4.03 $7.60 $13.49 $20.26 $37.16
$10000 $4.34 $6.88 $13.65 $24.69 $37.36 $69.81
$15000 $5.99 $9.73 $19.70 $35.89 $54.46 $102.46
$20000 $7.64 $12.58 $25.75 $47.09 $71.56 $135.11
$25000 $9.29 $15.43 $31.80 $58.29 $88.66 $167.76

Critical Illness  Monthly Spouse Rates

Benefit Amounts <30 30-39 40-49 50-59 60-69 70+
$2500 $1.16 $1.89 $3.88 $7.19 $11.00 $20.14
$5000 $1.98 $3.32 $6.90 $12.79 $19.55 $36.46
$7500 $2.80 $4.75 $9.92 $18.39 $28.10 $52.78
$10000 $3.63 $6.17 $12.95 $23.99 $36.65 $69.11
$12500 $4.46 $7.60 $15.98 $29.59 $45.20 $85.44

ACCIDENT

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About the Plan

Plan brochure and benefits summary

Accidents happen every day. In fact, they happen more often than you may think. Chances are if you or a family member suffers a serious injury, you’ll also experience unexpected expenses. Accident Insurance can help with expenses that medical and disability insurance do not cover.

Highlights

  • Member spouse and child coverage available
  • Coverage ranges from ambulance rides to surgery, and more!

MNA Member Pricing

Accident  Monthly Rates

Member Only $12.66
Member & Spouse/Domestic Partner $19.35
Member & Child(ren) $19.06
Member & Family $25.75

Guardian Life Insurance Company was founded in 1860, The Guardian Life Insurance Company of America, New York, NY (Guardian) is one of the largest mutual life insurance companies in the United States. As of December 31, 2014, Guardian and its subsidiaries had $81.1 billion in assets (on a consolidated statutory basis). With more than 8,000 employees and financial representatives, as well as more than 80 agencies nationwide, Guardian and its subsidiaries protect individuals, businesses and their employees with life, disability, health, long-term care, and dental insurance products, and offer 401(k), annuities and other financial products and trust services.